MELISSA KERICK, PERSONAL MORTGAGE CONSULTANT

FOCUS…

Melissa Kerick became a Personal Mortgage Consultant to help prospective homeowners and existing homeowners realize their dreams.  Melissa provides her clients with guidance, honest answers, and clear information – so they can make an informed decision when choosing a mortgage financing solution.  As a result, they save money; time and frustration by letting Melissa find the program that is right for them. 

EXPERIENCE…

Melissa begins the mortgage financing process by using one skill.  She listens to her clients to find out what they want to accomplish, and then finds a program tailored specifically for them.  Over 20 years of banking experience provides her with the skills and experiences to effectively guide her clients to make an informed decision. 

TECHNIQUE…

Many of Melissa’s clients describe her as a knowledgeable, “down-to-earth” professional who understands the stress mortgage financing can illicit.  She has a strong ability to break down the many parts of the lending process into manageable pieces so the client feels comfortable from application to closing. 

EXPERTISE...

Melissa has proven results working with borrowers in the following areas:

• Determining how much the client can afford to pay
• Calculating cost savings analysis
• Advising clients on repairing their credit
• Counseling first time home buyers on the responsibility of a mortgage
• Offering alternative solutions

BACKGROUND…

Melissa earned her BS from Thomas Edison State College, New Jersey.  She is a member of various business associations in north-central NJ.  Melissa lives in Warren County, NJ with her husband, and two dogs (Lab mix and a Beagle).  Some of her passions include spending time with her husband touring local sites on the motorcycle, reading, gardening and fixing up their home.

Melissa’s balance of knowledge and diversity of experience shines through in her ability to find the right financing program for her clients… she has a highly practical communication style that keeps her clients at ease throughout the entire process and makes the mortgage financing experience easier to understand.